We all face some sort of risk on a daily basis. What is a risk? It is that unforeseen event, the unpredictability of factors that can result in a gain or loss. The risks we want to avoid is the risks that can cause a financial loss. That is why insurance is so important to protect ourselves against unforeseen and unpredictable events such as accidents, fire, theft and so much more. Anchorguard works towards providing solutions against financial setback, and help you recover your loss. Our aim is to place you back in a similar position prior to a loss.
Anchorguard will issue a policy contract when you start with your cover. This will explain what is covered under each section and what is not. It is also recommended to contact your broker to advise on possible claims scenarios.
Yes, if the policy includes unspecified and/or specified items, but only if access to the vehicle was gained by a forcible and visible entry. The items in the vehicle, however, need to be concealed as all insurance policies have a general clause which states that all reasonable care was taken to avoid a claim. No cover for unlocked vehicles or items left in the open. Car jamming is usually a general exclusion!
Most policies contain excesses, these are designed to eliminate small losses and reduce your policy been affected with a premium increase. Policy excess compels you to share in the financial loss. It also helps in keeping your premiums competitive. You can increase your premiums and therefore lower your excess and vice versa. Effectively the excess is a portion that you are effectively insuring yourself.
An Anchorguard broker will analyse your risk exposures and highlight both the insured and uninsured risks. The result? You can purchase insurance with total peace of mind. Our brokers will also provide ongoing advice, make policy amendments, and assist with claims on your behalf. Brokers deal with various insurers, so they can compare prices and offer you the best possible insurance solution for your needs.
You may need to fit additional anti-theft devices in your vehicle depending on what's noted on your policy.
