Commercial

  • Businesses and Assets
  • Marine Shipping
  • Water Sports
  • Trucking
  • Goods in Transit
  • Commercial Construction
  • Body Corporate
Businesses and Assets Insurance

At Anchorguard, we understand the importance of safeguarding your business and assets. Our comprehensive insurance coverage is tailored to protect your business from various risks, including property damage, business interruption, and liability. We work closely with you to customize a plan that aligns with the unique needs and nature of your business.

Marine Shipping Insurance

When it comes to transporting goods across international waters, trust Anchorguard for reliable marine shipping insurance. We offer coverage that protects your cargo and vessel from risks such as damage, theft, and other perils during transit. Our goal is to ensure that your marine operations are secure, and you can navigate the seas with confidence.

Water Sports Insurance

At Anchorguard, we specialize in providing insurance solutions for water sports businesses. Whether you're involved in boating, jet skiing, or paddleboarding, our water sports insurance is designed to cover liability, accidents, injuries, and property damage. Let us help you create a customized insurance plan to keep your water-based recreational activities worry-free.

Trucking Insurance

When it comes to transporting goods by truck, Anchorguard has you covered. Our trucking insurance is tailored to protect your fleet from risks such as accidents, cargo damage, theft, and liability. We understand the unique challenges of the transportation industry, and our team is committed to providing you with comprehensive coverage to ensure the smooth operation of your trucking business.

Goods in Transit Insurance

Trust Anchorguard to protect your goods in transit. Our insurance coverage extends across various transportation modes, including road, rail, air, or sea. We offer comprehensive coverage for risks such as damage, theft, or loss of cargo during transit. Partner with us to safeguard your shipments and minimize financial losses associated with unforeseen circumstances.

Commercial Construction Insurance

At Anchorguard, we recognize the complexities of the construction industry. Our commercial construction insurance is designed to cover risks such as property damage, bodily injury, construction delays, and liability. Let us work with you to create a tailored insurance plan that ensures your construction projects are protected from potential challenges.

Body Corporate Insurance

Anchorguard specializes in providing insurance solutions for properties managed by a body corporate or homeowners' association. Our coverage includes protection for common areas, property liability, and other risks associated with shared ownership. Count on us to safeguard the collective interests of property owners within the body corporate, providing peace of mind for the entire community.

Commercial
  • Businesses and Assets
  • Marine Shipping
  • Water Sports
  • Trucking
  • Goods in Transit
  • Commercial Construction
  • Body Corporate
FAQ

Frequently asked questions

Why do I need insurance?

We all face some sort of risk on a daily basis. What is a risk? It is that unforeseen event, the unpredictability of factors that can result in a gain or loss. The risks we want to avoid is the risks that can cause a financial loss. That is why insurance is so important to protect ourselves against unforeseen and unpredictable events such as accidents, fire, theft and so much more. Anchorguard works towards providing solutions against financial setback,  and help you recover your loss. Our aim is to place you back in a similar position prior to a loss.

How do I know what is covered under my insurance policy and what is not?

Anchorguard will issue a policy contract when you start with your cover. This will explain what is covered under each section and what is not. It is also recommended to contact your broker to advise on possible claims scenarios.

Can I claim for items stolen out of my vehicle?

Yes, if the policy includes unspecified and/or specified items, but only if access to the vehicle was gained by a forcible and visible entry. The items in the vehicle, however, need to be concealed as all insurance policies have a general clause which states that all reasonable care was taken to avoid a claim. No cover for unlocked vehicles or items left in the open. Car jamming is usually a general exclusion!

Why do I have to pay an excess?

Most policies contain excesses, these are designed to eliminate small losses and reduce your policy been affected with a premium increase.  Policy excess compels you to share in the financial loss. It also helps in keeping your premiums competitive. You can increase your premiums and therefore lower your excess and vice versa. Effectively the excess is a portion that you are effectively insuring yourself.

Why is it best to have a professional insurance broker assist me?

An Anchorguard broker will analyse your risk exposures and highlight both the insured and uninsured risks. The result? You can purchase insurance with total peace of mind. Our brokers will also provide ongoing advice, make policy amendments, and assist with claims on your behalf. Brokers deal with various insurers, so they can compare prices and offer you the best possible insurance solution for your needs.

Do I need anti-theft devices in my vehicle?

You may need to fit additional anti-theft devices in your vehicle depending on what's noted on your policy.

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Reach out to us directly

031 563 3456
tony@anchorguard.co.za