Guarantees

  • General Liabilities
  • Security Liabilities
  • Cyber Liabilities
  • Professional Indemnity Cover
  • Liability, Errors and Omissions
  • Fidelity Guarantees
  • Directors and Officers Liability

Overview

1. General Liabilities
Protect your business from the unexpected with Anchorguard’s General Liability insurance. This coverage safeguards against claims of bodily injury, property damage, and personal injury that occur on your business premises or during your operations. From small incidents to major accidents, we ensure your business remains protected, allowing you to operate with confidence.

2. Security Liabilities
Operating in the security industry carries unique risks. Anchorguard’s Security Liabilities insurance offers tailored coverage to protect your business from claims related to security breaches, negligence, or failures in service. Whether you’re providing on-site security or managing surveillance systems, we help secure your business against potential liabilities.

3. Cyber Liabilities
In today’s digital world, cyber threats are ever-present. Anchorguard’s Cyber Liability insurance provides protection against data breaches, cyber-attacks, and other digital risks that could impact your business. From legal fees to recovery costs, we help mitigate the financial and reputational damage caused by cyber incidents, so you can focus on running your business with peace of mind.

4. Professional Indemnity Cover
Mistakes happen, but they shouldn’t jeopardise your business. Anchorguard’s Professional Indemnity insurance protects against claims of negligence, errors, or omissions made while delivering professional services. Whether you’re a consultant, contractor, or advisor, this coverage ensures you’re safeguarded against costly lawsuits and reputational damage.

5. Liability
Anchorguard’s Liability insurance offers broad coverage for businesses, protecting against third-party claims of bodily injury, property damage, and more. With customisable options to suit your industry, this essential policy ensures that your business is financially protected from unforeseen liabilities, allowing you to continue operations without disruption.

6. Errors and Omissions
No one is perfect, but your business shouldn’t suffer due to a mistake. Anchorguard’s Errors and Omissions (E&O) insurance provides specialized coverage for professionals against claims arising from errors or oversights in their work. We help protect your business from financial loss due to unintentional mistakes, ensuring your continued success.

7. Fidelity Guarantees
Trust is at the core of every business relationship, but even trusted employees can make costly mistakes. Anchorguard’s Fidelity Guarantee insurance covers your business against losses resulting from employee dishonesty, theft, or fraud. Protect your company’s finances and reputation with coverage that ensures stability, even when trust is broken.

Guarantees
  • General Liabilities
  • Security Liabilities
  • Cyber Liabilities
  • Professional Indemnity Cover
  • Liability, Errors and Omissions
  • Fidelity Guarantees
  • Directors and Officers Liability
FAQ

Frequently asked questions

Why do I need insurance?

We all face some sort of risk on a daily basis. What is a risk? It is that unforeseen event, the unpredictability of factors that can result in a gain or loss. The risks we want to avoid is the risks that can cause a financial loss. That is why insurance is so important to protect ourselves against unforeseen and unpredictable events such as accidents, fire, theft and so much more. Anchorguard works towards providing solutions against financial setback,  and help you recover your loss. Our aim is to place you back in a similar position prior to a loss.

How do I know what is covered under my insurance policy and what is not?

Anchorguard will issue a policy contract when you start with your cover. This will explain what is covered under each section and what is not. It is also recommended to contact your broker to advise on possible claims scenarios.

Can I claim for items stolen out of my vehicle?

Yes, if the policy includes unspecified and/or specified items, but only if access to the vehicle was gained by a forcible and visible entry. The items in the vehicle, however, need to be concealed as all insurance policies have a general clause which states that all reasonable care was taken to avoid a claim. No cover for unlocked vehicles or items left in the open. Car jamming is usually a general exclusion!

Why do I have to pay an excess?

Most policies contain excesses, these are designed to eliminate small losses and reduce your policy been affected with a premium increase.  Policy excess compels you to share in the financial loss. It also helps in keeping your premiums competitive. You can increase your premiums and therefore lower your excess and vice versa. Effectively the excess is a portion that you are effectively insuring yourself.

Why is it best to have a professional insurance broker assist me?

An Anchorguard broker will analyse your risk exposures and highlight both the insured and uninsured risks. The result? You can purchase insurance with total peace of mind. Our brokers will also provide ongoing advice, make policy amendments, and assist with claims on your behalf. Brokers deal with various insurers, so they can compare prices and offer you the best possible insurance solution for your needs.

Do I need anti-theft devices in my vehicle?

You may need to fit additional anti-theft devices in your vehicle depending on what's noted on your policy.

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Reach out to us directly

031 563 3456
tony@anchorguard.co.za